Banking in the US is at least a decade behind the rest of the developed world. Bank to bank transfers, credit cards, etc. etc. are all like banking in Australia

Banking in the US is at least a decade behind the rest of the developed world. Bank to bank transfers, credit cards, etc. etc. are all like banking in Australia in the late 90s. So for those in the US, Stripe is amazing. For those of us outside the US, it's just like all the other options we've had for 10+ years (as you said)