OK, but what all will it include? Will it include my auto insurance, since if I'm not driving why am I paying for insurance? If there is an accident will it co

OK, but what all will it include? Will it include my auto insurance, since if I'm not driving why am I paying for insurance? If there is an accident will it cover my deductible? If the car get stolen, will it drop the thieves at the police station and come back to me? and others.. If it's just driving me from point A to B, no thanks, I can do that myself.