You're sure making a big deal out of remembering a seed phrase. The original point was > They do not realize that with that wallet if the wallet is gone so is

You're sure making a big deal out of remembering a seed phrase. The original point was > They do not realize that with that wallet if the wallet is gone so is the money. Wheras if the phone is gone, nothing happens to their money. Which is just false as a seed phrase is all that's needed if the hardware wallet is lost.