> If we ever answer the question of ‘how many years of income’, we’ll have no choice but to come to the conclusion that sellers are operating in the realm of cr

> If we ever answer the question of ‘how many years of income’, we’ll have no choice but to come to the conclusion that sellers are operating in the realm of cruelty. That one can charge 30 years of your income and frugality for what they are selling. It’s unreasonable to ask for such a thing, so instead we don’t speak about it and hide the disgusting asking price behind financing. This is true, when other regulations prevent people from creating more of the goods. Yes, a seller can sell a box of pasta for $100k... but who will buy it, if you can make your own pasta for cheap, and even sell it to people who want to buy it, but don't want to pay the first sellers house. In my city, the housing prices are fscking high and rising, but we have literal cornfields and cows in places that are technically the middle of the city. We have right governments, who don't do anything about housing, we have left governments, saying they'll rais the rent taxes (so making rents higher) and build government apartment buildings (=too expensive) for people (=their friends), but noone stops to look at the satellite map and say "hmm.. we could build here, and there, and there...". Look at San francico for example... there is a huge need for housing, but most of the houses are single family houses... there's no way to pack so many people there in such houses - you need to build huge apartments buildings, but regulation does not allow that, and housing is expensive.