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Medical is one thing - housing and tuition is completely self-imposed. I make 6 figures in software but I went to New York City College. I graduated with zero d
by papito 5y ago
Medical is one thing - housing and tuition is completely self-imposed. I make 6 figures in software but I went to New York City College. I graduated with zero debt (in fact, I got paid to study).
And I am still renting at 40. Getting an Instagram home takes time and saving for decades. It's always been this way.
- 1-6 5y agoThis. I think too many people can think to a friend who purchased their McMansion at 30 and think to themselves that buying a home is unattainable. I realized that it takes constant self-reflection and discipline to build a 20-50% down payment on a 15-year mortgage WHILE socking money away for retirement, 529, and HSA. Granted, rates are lower than they ever have been historically but borrowing to get rich is still leveraging. I get ticked off when talking to real estate agents who only think leveraging is the way. To be honest, I don't have a credit score any longer. It's called manual underwriting!