There's a big difference between a solution which requires you to use a custodial service, and one which gives you the option of non-custodial service - the lat

There's a big difference between a solution which requires you to use a custodial service, and one which gives you the option of non-custodial service - the latter allows for a much greater ability to hold custodial services accountable, by opting to self-custody, without forcing you to change your payment medium in the process.