3 ms·

I don't pay any fee when I use a credit card.

• spullara 5y ago
  You do, but it is hidden as the vendor is responsible for paying it. CC companies are basically a tax on transactions.
• reedjosh 5y ago
  You pay a slightly elevated price to use your CC. The CC network charge vendors a percentage of the transaction. So you aren't paying directly, but we're all paying.
• c-linkage 5y ago
  It might appear that way, but that is only because the fee is hidden. The credit card terminal agreements signed by retailers prevent the retailer from offering differential pricing when buying via credit card or cash. Essentially, the credit card fee is embedded into the price. This might be "good" for people who have credit cards, but it is inflationary (by roughly 2%) to people whose credit is poor and only transact by cash. But let's be honest -- who cares about the poor?