I'd also say it's easier to give everyone the right to an account as in Germany (if the reason is that they can't get one b/c of a missing/bad credit history an

I'd also say it's easier to give everyone the right to an account as in Germany (if the reason is that they can't get one b/c of a missing/bad credit history and not because they don't live to a bank and have no phone), to solve the 70% unbanked problem instead of introducing BTC.