Yes, you are imagining it. I am confident of this because I read Bogleheads.org. There, we find wisdom of this kind: "Nobody knows nothing." (Meaning: Nobo

Yes, you are imagining it. I am confident of this because I read Bogleheads.org. There, we find wisdom of this kind: "Nobody knows nothing." (Meaning: Nobody can predict the future.) "It's not different this time." (It often feels ominous. We just forget that it did.) "Stay the course." (Put your financial plan in place and execute on it. Don't deviate.) Good Luck.