Yup I came here to say the same thing; I'd go further and say it's not just mega rich families but most of the middle class. You got options even with just a li

Yup I came here to say the same thing; I'd go further and say it's not just mega rich families but most of the middle class. You got options even with just a little disposable income (ie paying for clubs can unlock a career, for example). For those from traditionally working class background, differentiating from your peers through grades is essential to unlocking funds that can take you where you want to be. That's why through the pandemic school grades (in the UK at least) have been so sensitive; they deployed an algorithm last year which probably mostly got it right but also (because it was averages) didn't pluck out those from the poorest backgrounds who would have managed to differentiate themselves.