> since wealth has diminishing marginal utility, wealth transfer programs are inherently positive-sum -- and thus, accumulation of wealth so far beyond human ne

> since wealth has diminishing marginal utility, wealth transfer programs are inherently positive-sum -- and thus, accumulation of wealth so far beyond human need is negative-sum. Is this really the case? The wealth of most millionaires is probably mostly in bank accounts, but only once you have hundreds of millions to billions of dollars in one place are you able to coordinate megaprojects: space travel, vaccine manufacture, clean transport, chip fabs, Stuxnet...