I don't think the loans actually need to be structured like that to achieve the same effect. You can just pay off the loan by taking out another loan. There wo

I don't think the loans actually need to be structured like that to achieve the same effect. You can just pay off the loan by taking out another loan. There would be some risk that you couldn't get another loan, but if you're only borrowing 10% of your net worth, it's probably an extremely small risk.