5 ms·

Freedom of association is important, and you shouldn't have to do business with people you don't want to.

mc32 5y ago
So it’s okay for banks to choose who they’ll let bank with them? In any case, I disagree. Some things are basic necessities.
- paddez 5y ago
  Yes. Banks close accounts all the time of clients they no longer want to risk business with.
- leetcrew 5y ago
  yes...? if you overdraw your account and/or bounce checks over and over, it's not unreasonable for the bank to close that account eventually.
- asiachick 5y ago
  banks do that all the time. try writing a few checks over your balance and not paying up. they will definitely terminate your account. https://www.nerdwallet.com/article/banking/can-my-bank-close-my-account https://www.nerdwallet.com/article/banking/can-my-bank-close... That said I do wish there was some regulation for accounts for Apple, Microsoft, Google, Steam, etc as closing an account can have huge reprocussions.
- zdragnar 5y ago
  Credit unions frequently have exclusive membership, typically a certain geographical area though many started out specifically for members of certain unions.
35fbe7d3d5b9 5y ago
"Sorry Mr. Jones, we've decided your, ahem alternative lifestyle and beliefs are fundamentally incompatible with the views of our company. Your electrical service will be discontinued in three to five business days."
aaron-santos 5y ago
I may be misunderstanding this. Does this mean "You [a business] shouldn't have to do business with people you don't want to"? If so, why should rights of people extend to businesses? People already have the freedom of association of employment that seems to cover this. ie: if someone doesn't want to associate with someone else as an employee of a business, they can simply not work at that business.
- thegrimmest 5y ago
  > You [a business] Businesses aren't people, they're legal fiction. The individuals who make these decisions do and should have the right to do business with whomever they want, based on any criteria they deem appropriate. This constitutes the distinction between the private and public sphere.
  - bumby 5y ago
    >should have the right to do business with whomever they want, based on any criteria they deem appropriate. There's a subtle distinction where you may have layered your own individual beliefs onto this statement by using the word "should", rather than indicating what is actually the law. While you may feel they "should" have that right based on your own feelings and personal morality, there are specific laws that say they do not. In many jurisdictions within the U.S., for example, businesses generally do not have the right to refuse business to a person based on that person being part of a protected class.
gwright 5y ago
Due process is also important. A balance is needed.
brigandish 5y ago
That’s why selling as a private individual is different to setting up a company, in the first you can choose not to sell to whomever for whatever reason with no legal comeback. Try denying service to someone in a protected class if you’re in the second and you may well end up with real legal problems.

mc32 5y ago

So it’s okay for banks to choose who they’ll let bank with them? In any case, I disagree. Some things are basic necessities.

paddez 5y ago
Yes. Banks close accounts all the time of clients they no longer want to risk business with.
leetcrew 5y ago
yes...? if you overdraw your account and/or bounce checks over and over, it's not unreasonable for the bank to close that account eventually.
asiachick 5y ago
banks do that all the time. try writing a few checks over your balance and not paying up. they will definitely terminate your account. https://www.nerdwallet.com/article/banking/can-my-bank-close-my-account https://www.nerdwallet.com/article/banking/can-my-bank-close... That said I do wish there was some regulation for accounts for Apple, Microsoft, Google, Steam, etc as closing an account can have huge reprocussions.
zdragnar 5y ago
Credit unions frequently have exclusive membership, typically a certain geographical area though many started out specifically for members of certain unions.

35fbe7d3d5b9 5y ago

"Sorry Mr. Jones, we've decided your, ahem alternative lifestyle and beliefs are fundamentally incompatible with the views of our company. Your electrical service will be discontinued in three to five business days."

aaron-santos 5y ago

I may be misunderstanding this. Does this mean "You [a business] shouldn't have to do business with people you don't want to"? If so, why should rights of people extend to businesses? People already have the freedom of association of employment that seems to cover this. ie: if someone doesn't want to associate with someone else as an employee of a business, they can simply not work at that business.

thegrimmest 5y ago
> You [a business] Businesses aren't people, they're legal fiction. The individuals who make these decisions do and should have the right to do business with whomever they want, based on any criteria they deem appropriate. This constitutes the distinction between the private and public sphere.
- bumby 5y ago
  >should have the right to do business with whomever they want, based on any criteria they deem appropriate. There's a subtle distinction where you may have layered your own individual beliefs onto this statement by using the word "should", rather than indicating what is actually the law. While you may feel they "should" have that right based on your own feelings and personal morality, there are specific laws that say they do not. In many jurisdictions within the U.S., for example, businesses generally do not have the right to refuse business to a person based on that person being part of a protected class.

gwright 5y ago

Due process is also important. A balance is needed.

brigandish 5y ago

That’s why selling as a private individual is different to setting up a company, in the first you can choose not to sell to whomever for whatever reason with no legal comeback. Try denying service to someone in a protected class if you’re in the second and you may well end up with real legal problems.