In the US, simply owning a house that's worth $3M (and literally zero other assets of any kind) puts you in the top 1.5% of the wealth distribution, per the WID

In the US, simply owning a house that's worth $3M (and literally zero other assets of any kind) puts you in the top 1.5% of the wealth distribution, per the WID. So I'm not sure how you could classify this scenario as "moderately wealthy trying to leave the working class." More like "extremely wealthy people trying to become even more wealthy."