Wealth hoarding is a source of lost productivity. I don't care how you slice it. And this is not inherently a bad thing. People are entitled to save. That is

Wealth hoarding is a source of lost productivity. I don't care how you slice it. And this is not inherently a bad thing. People are entitled to save. That is until the amount that's being hoarded is disproportionately large. It's difficult to come up with an agreeably fair solution. But with decades of inaction, the problem is only growing. It's to the point where an objectively bad solution might be better than the continued inaction.