> capital gains are eventually taxed Not if you never sell. At death the "basis" is reset to the current market price. All those capital gains accumulated duri

> capital gains are eventually taxed Not if you never sell. At death the "basis" is reset to the current market price. All those capital gains accumulated during a lifetime are never subject to capital-gains tax. There is currently a proposal to eliminate this loophole which was originally intended to deal with the difficulty of determining the history of a dead person's assets. Obviously this doesn't apply to the extremely rich with accountants, lawyers and financial advisors.