When reading those reports, one should always remember that banks have a team to advise you on which assets to invest in and that they'll make their profit as c

When reading those reports, one should always remember that banks have a team to advise you on which assets to invest in and that they'll make their profit as commissions on you buying and selling investment assets. Advising you to convert your money into other assets now only to convert it back (potentially at a profit or loss) at a later time is a very convenient advice for them to give.