5 ms·
> You have not met that burden. Not even close. What? I absolutely have. I’m not sure what you’re on about. Switzerland is as close as it gets to a profit-driv
by bhupy 5y ago
> You have not met that burden. Not even close.
What? I absolutely have. I’m not sure what you’re on about. Switzerland is as close as it gets to a profit-driven purely private healthcare system. Indeed, the US was modeled off of it. The only difference between the two is that the former is based on a robust individual market while the latter is driven by group benefits.
> But doing that sans a robust system that actually just delivers health care to sick people is just bad policy
I don’t think anybody is suggesting not delivering health care to sick people. The question is whether the private sector can provide an actuarial product.
> In Singapore, there are no real surprises
Agree, Singapore’s healthcare system is excellent, and price transparency is very important. The reason the US system is devoid of price transparency is because the majority of Americans simply don’t care about prices, since they have little skin in the game. This is true for old people on Original Medicare, poor people on Medicaid, as well as employed people on generous group plans. If none of those describe you, then you’re unfortunately SOL. THAT’S the problem. Not the profit motive.
> If making money is the priority, then making sick people healthy isn’t
Again, it’s a cute pithy quote, but that’s not how the real world works. If making money is a priority, then feeding hungry people isn’t. If making money is a priority, then providing cheap clothing and shelter isn’t. It’s impossible to understand how the world works through such a simplistic lens.
As I showed you above, the Medicare A/B test is illuminating. Medicare Advantage payers are primarily in the business of making money, and yet their members are on average healthier, have higher quality plans, and at lower cost.
- ddingus 5y agoFeeding people isn't a priority! World hunger anyone! It's a real thing. We have it because making money is a higher priority than feeding people is. Cheers, I have other things to do, and did enjoy this discussion!
- bhupy 5y ago> Feeding people isn’t a priority! Feeding people is 100% the priority, which is why the vast majority of people in the first world have access to food primarily produced by a predominately private food industry. The US is in the top 5 in the world for food security: https://www.worldatlas.com/articles/the-world-s-best-countries-for-food-security.html https://www.worldatlas.com/articles/the-world-s-best-countri... To the extent that there exists poor people unable to afford food, that’s a problem solved by welfare and subsidies, not by nationalizing food supply chains. Apply that to healthcare.
- ddingus 5y ago"Unable to afford food" = making money is a higher priority. Unable to afford the doctor = making money is a higher priority. Many food banks will give people who want food, food. Few questions, sometimes no questions asked. It is rare to have similar access to health care. Where did I mention nationalize? I did not do that, and meant to not do that.
- bhupy 5y ago> Many food banks will give people who want food, food. Few questions, sometimes no questions asked. > It is rare to have similar access to health care. No it’s not, you just described Medicaid. The Venn diagram of people that rely on food banks for food and people on Medicaid is basically a circle. Also, it’s debatable if food banks are a superior way of getting food to poor people, vs expanding food stamps and/or a UBI which can then be used at grocery stores. > Where did I mention nationalize? You seem to be attacking the profit motive as a mechanism by which to provision goods and services for which there is highly inelastic demand. My point is that if you think that the way we provision food is workable, then the concept of private healthcare with subsidies (basically the Swiss model and MAdv) should be as well. In both of those models, profit and “making money” is still key.
- ddingus 5y agoMedicaid asks a LOT of questions, the food bank does not. You are saying a for profit system can work. You are about pricing in that scenario too. Fair enough. Given your perspective, your position on this is understandable. It is not agreeable, in my view. Our way of provisioning food could be improved significantly. Food differs from health care significantly. Secondky, that we have food banks at all is deplorable and embarrassing. That is all I care to entertain on that largely useless comparison. I am attacking the profit motive in health care specifically because it carries an inherent conflict of interest and is poorly aligned with markets. In any case, I am going to stop here for real, and just make it clear I do oppose health care as a market and do so because people do not have control over their need to participate and we all know what happens in a must buy, cannot walk away from the deal scenario: lowest value for the most possible dollars. That comes up ALL the time and is why most of the world has removed that conflict of interest from the task of fixing sick or hurt people.