I've actually had an incident of e-commerce fraud related to my checking account quite a while ago, and Ally Bank conducted a week-long review and determined it

I've actually had an incident of e-commerce fraud related to my checking account quite a while ago, and Ally Bank conducted a week-long review and determined it was fraudulent, put the money back in my account, and sent me a new debit card. It was pretty painless from what I remember.