They want the business. You could choose to use their credit line, or one of the other lenders. An individual lender will [more likely] tolerate the credit lim

They want the business. You could choose to use their credit line, or one of the other lenders. An individual lender will [more likely] tolerate the credit limit. Their reaction changes when they can see all the other lenders lines are being used too. Think of it like giving a girl (or anyone you like) a valentine’s day gift, and then seeing them walk down the hall with a ton of valentine’s gifts. You and some others will consider retracting their benefactorship if you could and more would consider not giving any more.