Whenever I'm forced to use 2fa the most probable outcome is that I will get locked out when I need to log in the most. Not to mention most implementation in the

Whenever I'm forced to use 2fa the most probable outcome is that I will get locked out when I need to log in the most. Not to mention most implementation in the wild trivially reduces to 1 factor. I could make a case for MFA if really pressed, but M=2 is such a bad choice too.