And you appear to have no dependent, and living in an area where cost of livings are rather low according to your rent cost. I'm not implying we should all aff

And you appear to have no dependent, and living in an area where cost of livings are rather low according to your rent cost. I'm not implying we should all afford a living in San Francisco, but an anecdote that represents the average case would be more relevant. The prospect of having a family with a couple of kids to take care of is quite the norm (still)