Your house cleaner is a legitimate contractor, with all the freedoms and risks that entails. You would never be obligated to pay for their health insurance, it

Your house cleaner is a legitimate contractor, with all the freedoms and risks that entails. You would never be obligated to pay for their health insurance, it would be up to them, or their employer, to figure that out. Walmart on the other hand has clear employees which are expected to turn up to non-negotiable shifts and wear a Walmart specified shifts. They’re currently forced to take on the risks of a contractors, but with none of the freedoms.