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I hate to break it to you, but most employer plans, even in tech, will have someone paying hundreds of dollars and still have a deductible of thousands. Only a
by lostcolony 5y ago
I hate to break it to you, but most employer plans, even in tech, will have someone paying hundreds of dollars and still have a deductible of thousands. Only a few companies pay all of it (and, because we're talking tech, it's not that big a deal anyway since cost of plan + max out of pocket is < $15k).
The fact it's easier to afford if you make more money is...well, sort of the reason why people want it to be universal, and covered by taxes, so the rich can offset it for the poor.
- HarryHirsch 5y agoWhat I'm saying is that at the low end of the wage scale Obamacare is a public health hazard. You have people avoiding necessary healthcare because the money for deductible or medication isn't there.
- MichaelApproved 5y agoIt was even worse before the ACA. At least with Obamacare, you (likely) won’t go bankrupt if you break a leg. You also get preventative care fully covered (or ~$30 copay) even with plans that have $6,000 deductibles. That includes both low & high cost items, like annual physicals and colonoscopies. No, Obamacare shouldn’t die (as you said in an earlier comment) but it should be replaced with something that improves on what it’s already done. Personally, I favor Medicare for all.
- csa 5y agoI believe what you are saying is true in some instances at some scale, but I wonder if what you say is the median case or a sample case that you’ve been fed by an anti-ACA source. My anecdata for people on ACA is that it works pretty well, with a caveat that premiums are high due to various misaligned incentives in the US health care system.