3 ms·
> is healthcare not pro-rated according to how much you work? No. > Or is this casual work where you get a higher hourly loading to compensate? No. It is pr
by yourapostasy 5y ago
> is healthcare not pro-rated according to how much you work?
No.
> Or is this casual work where you get a higher hourly loading to compensate?
No.
It is precisely as horrific as you would imagine for those low-wage workers who want full-time jobs to obtain those healthcare benefits, but keep running into this issue in job after job. The official tax-oriented definition of "full-time" [1] is a bit more nuanced than what you will colloquially hear in discussions, but in broad terms, once you are put into the HR system for more than 30 hours in a week of work, the threshold to full-time is triggered. It is a binary switch, no spectrum, no gradient.
This doesn't even begin to get into how capital-inefficient and service-poor so many of the healthcare plans are once you do get access to them as a low-wage worker. Nor how so many of these workers are so completely unequipped and unprepared to comprehend the fiscal realities of engaging these plans.
[1] https://www.irs.gov/affordable-care-act/employers/identifying-full-time-employees https://www.irs.gov/affordable-care-act/employers/identifyin...