Thank you! I've been trying for years to get someone to explain to me how DeFi loans make any sense whatsoever when they are all so over-collateralized. Your ex

Thank you! I've been trying for years to get someone to explain to me how DeFi loans make any sense whatsoever when they are all so over-collateralized. Your explanation helped put the pieces together a little bit. I still don't understand how the unit economics make much sense, but yeah.