- Low liquidity on exchanges for privacy coins, meaning if you order 5m Monero it drastically increases the price - FSPs may question and refuse to facilitate

- Low liquidity on exchanges for privacy coins, meaning if you order 5m Monero it drastically increases the price - FSPs may question and refuse to facilitate a Monero purchase due to its niche usage - Major exchanges don't list XMR and you want as few hoops as possible to allow the victim to pay, can easily just switch your btc for XMR later, that's fairly simple on a decentralized exchange or a shady offshore one.