"Hodling" is certainly part of the culture but it wont be as more services get rolled out. Look at the volume on exchanges, people move coins around, stake them

"Hodling" is certainly part of the culture but it wont be as more services get rolled out. Look at the volume on exchanges, people move coins around, stake them, or even loan them out for APY rates. Loans would not become unfeasible, but they would be extremely reduced to people who can pay them back. That encourages healthy financial investment. It also encourages business to focus on profitability instead of raising the next round. Whether its Bitcoin/Ethereum/Gold/Silver or something else, a thriving financial system must be backed by something finite or an extremely controlled and low inflation rate. Thats not an opinion, thats a fact. Cash or StableCoins could still be issued and backed by something like Bitcoin or has its been done in the past with Gold.