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I have written a 3rd party billing application like this, for the domestic service industry, and the major hurdle you will have to get over is that merchant acc

by Stubbs 18y ago

I have written a 3rd party billing application like this, for the domestic service industry, and the major hurdle you will have to get over is that merchant account issuers won't give you an account. They get one whiff of "3rd party processing" or "payment service provider" and their fraud alarms go off. Certainly in the UK they (Major banks & Paypal) will not issue me with a merchant account, and the reason they cite is that it's too big a fraud risk. I can see how it would be an easy way to launder money. If you manage to overcome this problem, I'd love to hear about it :-)

pcc 18y ago
This is not a particular problem at all in this case. The business in question is not a payment service provider at all, they only happen to process billings and disbursements on behalf of third parties as a part of the service they provide to the end user, and only in certain cases. They have also been doing so for some time. This is a b2b scenario with no current need for credit card payments at all; its all wire xfer, chq, eft etc.