And we should be clear here that the bar for improvement is verrrrry low. Take a look at the questions asked in the National Financial Capability Study, and the

And we should be clear here that the bar for improvement is verrrrry low. Take a look at the questions asked in the National Financial Capability Study, and the results: https://www.usfinancialcapability.org https://www.usfinancialcapability.org The survey is composed of five really-quite-basic questions about interest rates, inflation and risk assessment. As of 2018, 66% of survey participants get 3 or fewer of the questions right.