If this were the case, one would think that having a well-paying job and not having to borrow money would give one a good credit score. But it doesn't. Referen

If this were the case, one would think that having a well-paying job and not having to borrow money would give one a good credit score. But it doesn't. References from previous landlords, criminal history, and a lack of debtors would be a better indication of whether one would be a good tenant than if one financed a car and other things.