Thanks for all the comments. These are the steps I am going to take to change myself: 1) Keep a weekly schedule as suggested by salemh, including 'off-time' &

Thanks for all the comments. These are the steps I am going to take to change myself: 1) Keep a weekly schedule as suggested by salemh, including 'off-time' & 'force-yourself-to-reconnect' time 2) Work off my debt. One $ at a time. And YOU can help! Check out this link & tell me if it's a good idea or if I'm nuts. If you like it, spread it!: https://spreadsheets.google.com/spreadsheet/viewform?formkey=dFlIVzc5Z29hcTdVQ0ZzU3RQYUVIakE6MQ https://spreadsheets.google.com/spreadsheet/viewform?formkey...