I don't need to have a solution for everything, right? And the answer to your question: there are many private regulations entities for different businesses.

I don't need to have a solution for everything, right? And the answer to your question: there are many private regulations entities for different businesses. If you expect regulation to come from the state, and for stuff such as efficiency, what you're going to get is worse efficiency and higher costs for everything because of regulatory capture. Big players will draft laws to make sure they own the whole market. This happens in any sector you put these perverse incentives. From telecom to health to education to whatever else.