> because he may be ripping people off or people may file claims for a refund This is a reasonable argument in general, but it falls apart here because there w

> because he may be ripping people off or people may file claims for a refund This is a reasonable argument in general, but it falls apart here because there was a human in the loop who knows why the account was disabled, and knows that it wasn’t for suspicion of scammy behavior, nor for suspicion of insufficient funds.