> How about a set of guaranteed healthcare and childcare vouchers for every household? How about $10k for both? Have these vouchers work like an HSA—specificall

> How about a set of guaranteed healthcare and childcare vouchers for every household? How about $10k for both? Have these vouchers work like an HSA—specifically for medical, dental, vision and childcare. Cost is about $100 billion per year. This would further degrade the system and promote rentiers. Our problem is a private / public health care system, and there is no good solution. Obama famously said around 2009, post recession, "I had two options, reform healthcare, or save millions of jobs, I chose the latter" (best as I can remember). Health care has become a jobs program by way of insurance companies. Median insurance prices have sky rocketed as far as I can tell, and insurance company stocks went up >4x post recession in the coming years (e.g. NYSE:UNH). > And finally, how about breaking up the silly higher education system by not allowing kids to borrow any more than $10k per year and a maximum of $20k over a 4-year degree program? If the school admits the student, then the school has to agree to the student’s limited financial situation. It's simpler than this. Simply allow bankruptcies to discharge student loans, the market will take care of it self, giving preference to better degrees and smarter people. We can still have scholarships and fund other things like liberal arts.