I think there is a virtue to not having much of it to begin with. My parents are big believers in saving for rainy days, and we definitely had some rainy days

I think there is a virtue to not having much of it to begin with. My parents are big believers in saving for rainy days, and we definitely had some rainy days during my childhood (Dad works in aerospace, go figure). I think tough times like these really helped me interactively learn about the value of money. Though I disliked such lessons at the time, I'm learning to appreciate them now that I'm on my own.