Not the person you originally asked, but an HOA is an additional layer for a start. Moreover it tends to have more restrictions, of a kind that would seem ridi

Not the person you originally asked, but an HOA is an additional layer for a start. Moreover it tends to have more restrictions, of a kind that would seem ridiculous at the level of local government (e.g. what color your curtains can be, in the case of the condo I'm currently renting.)