As with anything cryptocurrency related, it's safe to assume that the justification is contrived and the actual use case is niche, at best. My experience as a

As with anything cryptocurrency related, it's safe to assume that the justification is contrived and the actual use case is niche, at best. My experience as a Brazilian is that I've never seen anyone using cryptocurrencies in real life. On the other hand, the government's new instant payments system (Pix), allows anyone with a mobile phone to easily make small payments. In less than one year since launch it's already ubiquitous.