Most money is electronic but also not easily accessible to the government. Transaction records from private companies usually require a warrant or a court order

Most money is electronic but also not easily accessible to the government. Transaction records from private companies usually require a warrant or a court order. A crypto-dollar would add a layer under that exposing all information directly to the government. No permission necessary. If you're talking pure financial volume, most of it doesn't concern individuals at all. I'm focused on the privacy rights angle where small cash transactions are absolutely crucial.