> when you really need that bill, you definitely want it and want it quick. Seems very unlikely & it's a very improbable event and if it does happen, say you h

> when you really need that bill, you definitely want it and want it quick. Seems very unlikely & it's a very improbable event and if it does happen, say you have "all your bills for the last 3 years" jumbled up together it'll take a minute or two to find it anyway. Vs filing each one carefully..