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How would one not notice being charged? Do you not get an SMS or a push notification for every transaction in real time?
by grishka 5y ago
How would one not notice being charged? Do you not get an SMS or a push notification for every transaction in real time?
- dain_ 5y agoThis happened to me several years ago. I signed up to Audible's free trial, got a single audiobook, then decided I wasn't really an audiobook person and forgot about it. Then many months later I noticed I'd been charged monthly (I think ~$10 USD or so?) for a service I never even used, and I don't remember even giving my card details for (it is my longstanding policy never to continue with "free trials" if they ever ask for payment details during signup, exactly because I know I'll forget and get charged). It turned out to be the card I use with Amazon -- I think I must have signed up for Audible using my Amazon account and they automatically used the card I had saved with that, without telling me. I don't remember the full details of it but I ended up hours on the phone with Audible trying to claw back my money.
- rootsudo 5y agoNo, at best maybe an email but it does not show up in recent orders on Amazon. The plus side is Amazon is really good about refunding - I had kindle and music trials that I thought I cancelled, go for almost a year+ and they refunded the entire subscription. The amounts of $9.99/14.99 are small enough that it's noise on the credit card amount, and it's all auto pay to pay in full anyway. So unless you do quarterly audits, you won't catch it.
- grishka 5y agoUh, probably another US weirdness then. Over here SMS alerts are standard. Depending on the bank, there might be a tiny monthly fee for them. I just can't imagine someone charging my card and me not knowing about that immediately.
- LegitShady 5y agomy bank didn't get 2 factor authorization until long after reddit did.