You are forgetting one big part of the irony of the 2008 crash. The first part of the crisis was that we basically gave free loans to people and anyone could ge

You are forgetting one big part of the irony of the 2008 crash. The first part of the crisis was that we basically gave free loans to people and anyone could get a loan to buy a house. Incoming poetry: It’s 2021, and we are basically giving interest free loans to people and anyone can buy a house. Right now since there’s fewer houses, the check on that loan is that those with cash or higher down payment get the house (the sanity check being that those with actual finances get it). When we make more houses, then it will be the same type of free for all over again. The economy is nuts. Lots of jobs won’t exist going forward. I don’t think everyone taking out a mortgage today will easily be able to make payments 7 years from now, even with 0% interest.