But if your employer is holding your insurance they can do all kinds of things. You are afraid to quit because you will lose insurance. I have also read here o

But if your employer is holding your insurance they can do all kinds of things. You are afraid to quit because you will lose insurance. I have also read here on HN someone from SF paying a $4000 fee per month and still having to pay for a large part of hospitalisation. So it appears to be not so rosy even for the well off.