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> The funny part is - ALL banks did this at once. What country are you taking about? In regards to the EU 2FA thingy I start to belief to see a pattern. In cou
by noAnswer 5y ago
> The funny part is - ALL banks did this at once.
What country are you taking about? In regards to the EU 2FA thingy I start to belief to see a pattern. In countries who had established online banking standards with 2FA, nothing changed. But countries without, went ballistic. SMS or App only 2FA on every login and on every transaction. Yah, I can see that this is annoying.
While for me with my German banks I still access them using the FinTS protocol with a banking software of my choosing. For transaction above 20€* I need a TAN from my chipTAN/Sm@rt-TAN device (Which shows you the transaction details). Optional I could choose an app. SMS was phased out years ago (By my banks. Others perhaps still have it.)
(*only 3 transaction a day I believe. You can deactivate that so that you get asked for a TAN every time.)