Klarna is really shady. It encourages a 'buy now, pay later' mentality, which may be convenient right there and then, but it creates an unhealthy style of shopp

Klarna is really shady. It encourages a 'buy now, pay later' mentality, which may be convenient right there and then, but it creates an unhealthy style of shopping: https://www.theguardian.com/money/2018/nov/17/klarna-buy-now-pay-later-system-that-is-seducing-millennials https://www.theguardian.com/money/2018/nov/17/klarna-buy-now... It's Payday Loans 2.0. It's really disturbing to see Klarna as a payment option in many Dutch online shops. These always already have iDEAL (which the vast majority of customers use), a convenient way of doing an electronic bank transfer; and most shops support credit cards too.