When I hear about things like Klarna (which I presume is an accurate representation of an 'alternate payment' provider), it feels like there's ventures capturin

When I hear about things like Klarna (which I presume is an accurate representation of an 'alternate payment' provider), it feels like there's ventures capturing people on the brink of being financially unwell, and it doesn't sit well. If you can't qualify for a traditional credit card, you probably shouldn't be using alternative payment providers to buy goods you don't truly need. When the bill comes due, that's the problem: ignore the teaser interest rates.