What the author fails to account for is that even if Stripe is a mouse, the majority of its customers are insects. Small businesses with <$10000/mo revenue are

What the author fails to account for is that even if Stripe is a mouse, the majority of its customers are insects. Small businesses with <$10000/mo revenue are not going to care about Stripe's other services because the small business only has a few avenues of revenue generation anyways. Larger businesses have the capital to just cut Stripe out when they need to. Not everyone who uses Stripe is making millions of dollars a year, and not everyone needs to worry about their payments provider nullifying their business model when they sell coffee down the street.