While I understand and somewhat agree with your perspective I think the opposite can also be true. For example Stripe subscriptions. If you use them you paint y

While I understand and somewhat agree with your perspective I think the opposite can also be true. For example Stripe subscriptions. If you use them you paint yourself into a corner where you can’t innovate on that aspect of your business model. You have to take what you get but really there are many optimisations you can do you make subscriptions better or unique if you just use payment intents (or whatever preapproved cards are called) and write the subscriptions logic yourself. These will help set your business apart from the competition and provide you with more opportunities to deliver what your customers want.