All other variables held equal, the more my money reserves and influx grow in proportion to my obligations and outflow, the more comfortable I am--with diminish

All other variables held equal, the more my money reserves and influx grow in proportion to my obligations and outflow, the more comfortable I am--with diminishing returns, of course. The part that gives money the "doesn't make you happy" reputation is that obligations usually grow as income does, and often other variables vary.