According to https://help.gumroad.com/article/260-your-payout-settings-page https://help.gumroad.com/article/260-your-payout-settings-pa..., it depends on Strip

According to https://help.gumroad.com/article/260-your-payout-settings-page https://help.gumroad.com/article/260-your-payout-settings-pa..., it depends on Stripe's availability for ACH payouts.